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Long-Term Rental Property Loans

At Globus Capital Advisors, we offer flexible rental property financing options built around your real estate goals — whether you’re purchasing, refinancing, or scaling a portfolio of rental properties.

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Rental Portfolio Loans

Perfect for investors with 5 or more rental units, this fixed-rate program allows you to consolidate and finance multiple properties under one simple loan.

✅ SFR, condos, townhomes, small multifamily

✅ Loan sizes from $500,000 to $50M+

✅ Up to 75% LTV (70% on 3-year terms)

✅ Terms available: 3, 5, 7, or 10 years

30-Year DSCR Loan

A single-property rental loan based on DSCR — no income documentation needed.

✅ 1-4 unit properties, condos, townhomes

✅ Up to 80% LTV

✅ Loan amounts from $75,000 to $2M+

✅ Fixed 30-year term

✅ Based on DSCR (minimum 1.0x)

Short-Term Rental (STR) Financing

Own or operate Airbnb or vacation rentals? Our STR loan is built for you.

✅ 5+ short-term rentals with 12+ months history

✅ Loan sizes: $500,000 to $50M+

✅ Up to 75% LTV (70% on 3-year term)

✅ Terms: 3, 5, 7, or 10 years

✅ SFR, condos, townhomes, multifamily eligible

Why Investors Choose Our Rental Loans

📈 Portfolio growth made easy

🏦 Loans based on property cash flow, not personal income

🔄 Refinance to pull equity or lower rates

🚀 Fast closings and minimal documentation

Let’s talk about building your rental empire.

👉 Reach out today
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Deal Submission Form

Leverage for borrowers is currently based on these guidelines (not lopsided loans):

10+ flips of similar rehabs for qualifies for 100/100
5+ flips of similar rehabs = Exp 5 - qualifies for 85/100
4 flips with similar rehabs = Exp 4 - qualifies for 82.5/100
3 flips with similar rehabs = Exp 3 - qualifies for 80/100
1-2 flips with similar rehabs = Exp 2 - qualifies for 75/100
No experience = Exp 1 - qualifies for 70/100.

Being a GC (Licensed General Contractor) or broker will bump up the score. if only a GC, can probably start leverage at 80%.

Deal Submission Form

Partial Interest Only loans have an initial IO period, followed, by a fully amortizing period until maturity.
The initial IO period generally depends on the Rate Type.

5/6 ARM = 5 years
7/6 ARM = 7 years
10/6 ARM & 30 YR FRM = 10 years"